The struggle is so real 😒

I am 25 he is 27, we have been TTC for almost a year and a half now. I have a 7 year old from a previous relationship and he has no children (but has always been careful not to before). After 1 year with no luck I was diagnosed with PCOS and anovulatory cycles and put on metformin. I lost 20 lbs in 4 months, but told my Dr. that I still don't think I'm ovulating. I asked to be put on Clomid but he said no and let's try the metformin a little longer (because there's a 6% risk of twins on Clomid he won't do it yet 😒). He did give us a referral for my fiancé to have a semen analysis to check him out though. So I'm like ok that's getting us somewhere. Well I tell my fiancé and he's like "you'll have to schedule it a ways out so I can put more money in the account, and I'm not going to be able to take off work for a while." Now these are valid reasons, and I know a lot of it stems from insecurities, but it's just so the opposite of how I look at things. I'd have every test in the book, I want to know! Men I feel like would just rather ignore things and not have the information. I just feel like he looks at this whole TTC process like it'll happen when it happens. But what he doesn't realize is that sometimes it's a time sensitive issue or some intervention is needed. Idk I'm just so frustrated with this whole thing. Rant over.