boyfriend & I arguing about rent

My boyfriend and I went apartment hunting we decided to stay in 700-800 range for an apartment well we happened to look at these nice apartment for fun they are 965 a month utilities are not included! We have to pay water sewer trash ect which I think is ridiculous and my boyfriend is really considering this he makes $3000 a month and I make only 1500 a month he says I'm being cheap I say I'm being smart I really don't want to argue with him about this and I already pay 550 just for car and insurance and paying back school loans