I want a counselor to talk to about my concerns. I feel like I have nobody to talk to .

After monthly bills without baby I only have about $400.00 . My husband is barely making ends meet. I make more than him . We have a baby on the way & I don't know what to do. He wants me to be a stay at home mom but I don't think we can on his salary. Daycare full time is $1,300 a month . We just CANT afford it. I've been dying for a baby with my husband but now realized we can't afford it . I've been thinking about adoption as I'm now 17 weeks pregnant . But he doesn't want to talk about it and says we will be fine . BUT HOW? I just don't get it . Please HELP