HELP a girl out is it stress or something else🤧

Im 16,

I usually have irregular periods but I’m still a virgin but few weeks ago around 9 days after my last period I’m sucked my boyfriends dick lol I swallowed but I don’t know if I swallowed it all since there was so much spit tmi ? i wiped my hands (but I’m not sure fully )and five minutes later I went to pee I’m not sure if any of the cum got on the tp when I wiped lol that’s the only time I think would have caused my period to be late but one of my friends got pregnant and I’m two days late for mine and I have been bloating a lot and getting clearish/cloudy water discharge today and I’m a day late from my period and it’s just been stressing the fuck out of me because me out so i don’t know what i should do... i have no symptoms but bloating I know this might sound dumb and ignorant and one of those people but I’ve been worried lately