I need boyfriend/money borrowing advice.

Posting anon because.. well just because.

Sorry for the wall of text and the double posting in 2 different groups (adult relationships and long distance relationships).

Some backstory: I’ve been great friends with my boyfriend since 2013. We met online, he lives in Australia and I live in the US. I caught feelings and he had a girlfriend so I backed off, plus that’s a big distance and I was younger and barely out into the world (now I’m 23, he’s 26). So... they broke up beginning of 2016. We decided to meet in person so we took a couple trips together around the US and made it “official” as boyfriend and girlfriend the beginning of 2017 after having a long talk about the distance.

Right now I’m in Australia with him for 2 months. After this trip, I plan on coming back here next year on a 1 year working holiday visa. I can stay for a year (2 if I do some extra work) and work a little bit as well. This is where I need advice. I told him after this trip I’m currently taking, I would go home, work for a few months while living with my parents to save money. For this working holiday visa, to even enter Australia I need $5000 AUD (about $3800 USD currently) in my bank account to show I can support myself for a year (and I’d be living with him, but they don’t really care about that). I also need money for a plane ticket there (one way maybe $800 USD or a little less) and the visa itself costs $350 just to apply. SO.. like I said I plan on going home after this and working to save that money so I can come back and be with him. I estimated to him I could be back maybe April. It’s so hard to be apart and I’m going to work as hard as I can... but my boy isn’t patient. He wants to just give me this money to come over and says I can work and pay him back, or not. He doesn’t care if I do. He is way better off than me and I know he is genuine about it, but I am having such a hard time letting myself accept this kind of money from him. He already paid for my $1300 plane ticket here this trip and spoiled the fuck out of me spending more than that on my birthday.

I hope this doesn’t come across as braggy. Am I crazy for not just accepting his offer? I have always had a hard time accepting money and help from people and I pride myself on my independence. If you were in my situation, what do you think you might do?