Ok to apply??

Question

My husband and I are going to be struggling here soon. We will be having to either look into getting a mortgage or paying rent again. The place we live right now is his mother's old home and she doesn't charge us rent, just asks us to help pay property tax and we pay utilities and stuff. She will be taking the house back this coming year. My husband has a full time job with insurance. He makes about $15 an hour I believe, could be wrong. He brings home about $800 every 2 weeks, that's after insurance is taken out and taxes. I have a part time job at $8 an hour. I bring home anywhere from $200-$400 every 2 weeks depending how much they have scheduled me. I've been trying to get a full time job for a year now and no luck, I'm still trying though. I am still covered an my father's insurance, and my husband just added me to his. He will now bring home anywhere from $650-$700 every 2 weeks. We have a $200 car payment every month. We also have 2 cats and a Great Dane. Our bank said we most likely will qualify for a small mortgage for a cheap fixer upper which is great! But with all of that we will barley be scrapping by. Would it be ok for me to apply for food stamps? We only put me on his insurance because I have health issues lately and have to go to the doctor often. We could really use the help. I am also thinking of rehoming my sweet puppy. It will 100% kill me, but I might have to.

Answer

Girl apply for Food Stamps. There is absolutely nothing wrong with applying for what the system offers. Everybody struggle sometimes

Answer

it never hurts to apply but I think you bring in too much $ and won't qualify. At least in my state you do. You could look into your expenses and cut back. Keep looking for a full time job. adjust what taxes are taken out of your pay. Sorry you are having this stress. you're definitely not alone though. good luck!

Answer

That's what these services are here for. Helping people out when times get tough. Don't feel any shame in having to apply for stamps or any help financially. It will be short term I'm sure... No harm in applying to see if you will qualify 👍🏼

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Also see if you qualify for housing assistance this could also help.

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Apply for the food stamps they can only say yes or no. Also look for services like food banks around you that might be able to help. In my area there are some churches that give out food once a month and another that also does clothing. Something that everyone needs to remember is that you pay into these services with your taxes, if you need assistance ask for assistance no one can help you if you don't ask for it.

Answer

I'd apply after you find a new place to live bc they do take your expenses into account. If you apply now, they will see that you don't have a rent payment and you might make too much. I'd look into the guidelines before you apply. If you need it, why not? That's what it's there for.

Answer

I also would high suggest to not buy a house. I know it seems cheaper but there are a lot more things you have to pay for with a house over renting an apartment or a home. Especially if it is a fixer upper, think of all the problems it could have you would have to pay. With a rental the landlord or manager would pay for any fixes.

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Might as well take from the government when you need it since everyone pays towards these things

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You could apply, but i believe y’all make too much money . In my state you do anyways .

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I applied for wic and food stamps as soon as I found out I was pregnant. And will probably stay on it. Don’t feel bad accepting help if you need it

Ok to apply??

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