Bank accounts

Okay ladies me and my husband have been together 4 years we have 2 separate accounts but always share money it’s never my money and it’s never his we call it our money . So I have America first because I have a car loan threw them and a credit card I’m thinking about once those are done closing my America first account and just using the Wells Fargo account we share together . Pros and cons of just having 1 account it’s starting to become a pain in the ass to move money from account to account when all the money can be going to the same place . Let’s here does having one account for the both of you work better then having 2 account or other way around ???