Debt and baby saving
Hello could someone please help me 😢 my financial suitation isn’t the best at the moment, I do a very well paid job but I haven’t managed my money well at all over the years and it lead me to have 2 overdrafts both of 1500, 2 credit cards both 1000. I have now completely paid off one overdraft, and just over half way of paying the other one off. My concern is I’ll be paying about 100 a month for both credit cards when baby is here which is a lot to lose out on especially when I won’t be getting my normal pay. So do I use the money I’ve currently saved which would have nearly paid off my 2nd and last overdraft and instead use that to clear some of my credit card or do I pay finish off paying the overdraft off completely so I don’t have any? I’m at a complete loss and could really do with some help.
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