Itching burning bumps

Ok... So no judgement please. I’m 28, still a virgin have always been terrified of the gyn... lost mom at young age and super ashamed of anything “down there” anyway l am a bigger girl and sweat quite a bit, but literally for about 8 years have had pretty severe itching on my vulva area, not inside just out.. to the point where I have to go to the bathroom and itch it but almost to the point where it hurts and burns. I’ve tried vagisil and it provides temporary relief, sort of. I also noticed the other day that there are bumps that seem to be the What itch? They are skin colored to maybe like an irritated red just on two separate small areas...just really not sure, anyone know what this could be and have any advice on things that could help? Pleas and yes I’m aware I should go see a doctor at some point and might get up enough courage to do so and put on my “big girl pants” or take them off for that matter lol... however I am also currently not insured so just looking for any advice or help I can get please.