Disability insurance question

Jenna

Does anybody know what date disability insurance companies count as the first day of pregnancy? I'm going to be ttc and my disability plan starts may 1st. I will ovulate after may 1st, so technically won't be pregnant prior to may 1st. If I'm so lucky to get pregnant next month, will I not qualify for disability since my last missed period was before may 1st, which can be considered the first day of pregnancy?

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