So I had a terrible day at work and to top it off as I was backing out and a vehicle hit the back of mine. No damage on either vehicles we both made sure. We exchanged information names and numbers and came to an agreement there was nothing. After we both left she calls me and tells me it’s a rental car and she’s forwarding it to me with insurance if there’s any damage. She refused to let me call the cops to file a police report and said to get on with our lives at the scene. I don’t know what to do because I’m a high school/college student and can’t afford this even though there was no damage, with about $300 to my name. My parents bought me a brand new car (I was skeptical) so she called me a spoiled brat. So i dont know what I’m supposed to do about the situation or what to think of it. My parents are screaming at me and mad at me. WHAT DO I DO PLEASE HELP😭