Need a parents perspective please!

*So can I just start off by saying in no way am I complaining about my situation, I realise how fortunate I am and I am so grateful for everything my parents do for me*

(Long paragraphs ahead please take the time to read if you can 😊)

Basically I am in a situation where my parents pay for my education (private school), I have a scholarship to the school which I earns through academic and sporting achievements which makes the finances easier on my parents, but doesn’t completely lift the strain!

I am about to enter into my first year of sixth form out of two after which I am hoping to go to university, but that is where the problem lies. I know at the minute we are under quite a lot of financial pressure (considering the outgoings) with my parents having to take out a second mortgage on the house, my mums business struggling and my dad with the looming possibility of redundancy at work.

I have offered to go to a state school/college to reduce financial strain on my parents but they are insistent that I stay at the current school.

I guess I was just wanting some advice from someone older because I am only 15 and I can see that I am causing my parents to stress about money, yet when I offer a way out of it they refuse. It is causing a lot of turmoil in the house and I just constantly feel guilty about being a burden because I know that my parents are trying to make sure that I have a life like all my friends (they are rich) even though financially it’s not exactly possible.

I have a part time job off the books which pays cash in hand and I work night shifts after school and day shifts when I can do that I don’t have to ask my parents for money for anything like sanitary products, bus fares etc. And I budget the best I can (see spreadsheet) but yeh I was just wondering if someone could give me some advice about this in general but also how to tell my friends I can’t do all the stuff they can - like go to festivals etc.

Again I realise how lucky I am and in no way am I saying I am unfortunate or anything like that !

Thank you to anyone who took the time to read this!! 💞