I need outside opinions..

Serena

This may be a touch long but I’d really appreciate some feedback.

In 2017 I bought my first car.. a 2014 Mercedes glk350. I have a high paying job and I waited until 23 to get my license since I always had good transit/Uber options, so I thought I’d treat myself. I financed this car for 40,000. Turns out I got scammed big time (car dealership presented a false car proof and forged my signature on the real one which showed major accidents)

I wasn’t aware of this until I went to trade my car in at a proper Mercedes dealership for a new one as a birthday gift to myself. They told me (9 months after purchasing) my car was only worth 13,000$ because it had been a write off and bought at auction.. which I didn’t know.

I tried lawyer route and amvic and it was a he said/she said kind of thing and was looking like it was going to go no where so I decided to keep it and keep paying down the loan as long as I could drive it, because it still worked fine.

Slowly the car degraded.. SO MANY ISSUES. Thousands of dollars this was going to cost me so again I decided to trade it. At this point I was pregnant and the car was beginning to be unsafe. I decided to go for a new Jeep this time since they are more reliable and good in the snow (I’m from Canada) and if I bought new I would have warranty. Everything was great until they told me because I only have a short vehicle credit history and because of my negative equity (making the loan around 70,000) I would need a co-signer.

All of my family is very bad with money.. except my mom. So I asked her. Please keep in mind I have lived on my own in a different province, asking her for ZERO help since I was 18. Co-signing for me would only help her since I have never missed one payment or been late ever on a bill.

Knowing I was pregnant and asking her was very hard for me and my very last option, she said no. I became pretty upset with her because it really would not affect her and this was one thing she could do to help me and the baby be safe.. but for some reason she still sees me as the 15 year old that left home to live with a boyfriend, who she thinks is going no where. I’m nearly 25.. her reasoning was that I don’t need to have the best of everything and should figure it out on my own.

We stopped speaking and since that was my last option I payed to fix just as much as I had to to make it safe and kept driving it. Fast forward 2 months (we have not spoken) and I am 27 weeks pregnant. My passenger window fell out and while I was driving on the highway my sunroof combusted into 1000 cracked pieces, spraying bits of glass all over me and the car. Imagine if the baby was inside!!!!! The car is not driveable since the glass is partially intact still.

I want to send a message to my mom and tell her, I wasn’t being boujie! I was trying to be safe! And get out of a death trap car that is going to explode completely any day now. And now since she refused to help I have lost thousands of more dollars that should go towards baby and now have no car to drive to doctors Apts and such. I’m just so angry. I told her she would not be apart of my life or my child’s since she thinks my life is so extravagant and unnecessary.....

Am I wrong for this? Should I just keep my mouth ahut? Idk how to handle this I’m just so mad and frustrated!