Scared of having sex

At my first appointment with the midwife (we go to a midwife as a standard where I live, you almost never see a doctor unless there's complications or so) at eight weeks I told her that I'll be due with a pap smear by the time I'm due with my baby so I asked her if we couldn't do it now, and she said of course she would perform it if I really wanted to, but the cervix is sensitive when pregnant due to the increased blood flow, so it would be a high risk that I would be bleeding afterwards. She said it's not dangerous, but she knows I'm an anxious person so she said maybe we should wait so that it wouldn't give me unnecessary anxiety and I agreed. This is my second pregnancy by the way. Anyway, after that I've been freaked out about having sex or doing anything sexual involving my body. I'm so afraid of bleeding because I know what thoughts will go through my mind. I didn't have much sex last pregnancy, but that was because of discomfort. But now I'm 14 weeks and I haven't let my man touch me because I'm so afraid. It's crazy. He's very understanding and doesn't pressure me in any way, but I just hate it. I'm very chill otherwise with this pregnancy, as opposed to my first where I was a nervous wreck the whole time about everything. I don't know what to do or to stop myself from feeling and thinking like this. I thought it would pass as I reached 12 weeks, especially since we had an ultrasound then and everything looks amazing, but I'm still so scared.