Are we ready?

My husband and I got married in October and have been TTC for only 3 months now. We are both in our 30s and are ready for a baby...that is until I hear all the things that stress me out and make me think we should wait. But I fear there will always be an excuse or a reason to wait so why not try now?

What were your reservations on having kids? Did you wait till your debt was completely paid off, or till you dropped those extra 50 lbs, or till you bought a house?

Or did you just go for it?