How to swaddle my newborn but still keep her cool

My daughter loves to be swaddled. It’s the only way she’ll sleep good. If she’s not swaddled her arms and legs jump and it wakes her up. I typically swaddle her with her legs bundled up like she’s still in the womb. But lately she’s been waking up pretty warm. I typically swaddle her in a onesie and a cotton swaddle. I’m trying a Muslin swaddle as well but she still wakes up a bit warm. Should I turn down my AC in my house to keep her cool and comfortable? Or what else can I do?