How to swaddle my newborn but still keep her cool

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My daughter loves to be swaddled. It’s the only way she’ll sleep good. If she’s not swaddled her arms and legs jump and it wakes her up. I typically swaddle her with her legs bundled up like she’s still in the womb. But lately she’s been waking up pretty warm. I typically swaddle her in a onesie and a cotton swaddle. I’m trying a Muslin swaddle as well but she still wakes up a bit warm. Should I turn down my AC in my house to keep her cool and comfortable? Or what else can I do?