First House

Ke

So I would like peoples opinion on my fiancé and I and this big decision. We have been together for seven years and yes we have our ups and downs we are still learning to communicate better together which has always been a struggle. we both have our “adult” jobs and have a steady income. we have been renting out my grandmothers house for about a year and we just looked at a house on Sunday which is a very good price it does need work but eventually we can make it our home and what we want inside. So my question is my fiancé makes more money with his job as I work with children in that field does not pay the best. He wants to put his name on the mortgage and the home but wait to put my name on the deed until a couple years down the road when we get married or whenever we do get married because if something does happen to him at his job because it is a risky job working with the military as a contractor he does not want me to be unable to pay for the house if something were to happen. I was wondering if this is what other people are doing nowadays if you’re unwed and one person is the breadwinner of the household also am I thinking too deeply about it that my name won’t be on the deed or should it be a big deal in my name should be on the deed please give me your opinions I would like to hear them thank you