help! i’m stuck 😢

hi guys. i purchased a brand new fiat 500 pop in 2017. i got pregnant a month later on accident while on birth control. my son is 9 months now. he’s only getting bigger! i have 14,000 left on my car and my actual car worth is 8,000.

i NEED to get something bigger the car seat barely fits. my credit is terrible. can someone tell me how i can get out of my loan without having a higher payment? i also don’t have much money.

(btw my boyfriends car is a junker and he’s waiting on it to break anyday)