Debt...
I am 16 weeks pregnant and this is baby #3 for us
I have been stressing on paying off debt as fast as we can before this baby comes
My husbands income monthly is about $2600
Our debt in order is
Attorney - $1100
Home Depot Credit Card - $1200 (water heater and toilet)
Credit Card - $2300 (freezer, washer, dryer)
Car - $24,000 (monthly $450)
House - $28,000 (mortgage $590)
We do not qualify for government help because they say my husband makes to much. I can’t work even a part time job because my other 2 kids are small and I don’t have any help sitter wise.
Our monthly expenses are about $2400
How can I go about knocking some of this debt out of the way? To ease my mind on stress before this baby comes. We have cut down on fast food alot! But I’m not sure what else to cut out to save on money? I’ve changed our phone plans. Our internet plans. Cut out cable. We just do Netflix and Hulu.
Any tips on helping us out. I try not to stress on this but I know once this baby gets here we will be spending more on diapers , wipes and formula and I stress more thinking of it 😕
(I say formula because with my other 2 I could not produce enough and after a few months gave up. I’m praying this time I can do it but I’m doubtful)
And on top of this we are doing a gender reveal in 4 weeks for this baby.
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