Clomid!!

Im one of the many people diagnosed with "unexplained infertility".. Me and my PCP came to the conclusion that I just dont ovulate like the "normal" woman. My insurance wont even cover a conversation with a specialist. Ive read so much about clomid, i guess my question is what are my options? Is their any thing similar or comparable to clomid OTC? Or insurance plans that cover this?