How can i get a credit card as a SAHM?

Question

I don’t work so I can’t prove an income but my husband works and my mom also supports me. I want to build my credit

Answer

Capital one has card where you pay a deposit on them and they have a super tiny limit (mine was like 300$) that a made to establish and build credit. Your husband should also be able to co-sign a card for you as well at a bank ☺️

Answer

You can use your husbands income as long as you have filed a joint tax return

Answer

I wouldn’t do it because you would be depending on someone else to pay it. But capital one helped my credit. It took about 3 years of using it, paying it but they raised my credit from about 450 to 600.

Answer

If you don’t have a job to pay it back just don’t.

Answer

I used my husband's income for it. There's some law that exists that you can claim your spouses income when applying for a credit card as long as you have reasonable access to thier money (or something along those lines). It was put in place so that people like SAHM could still build credit. You can Google about it if you'd like

How can i get a credit card as a SAHM?

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