Sex, opinions?

I have been dating my boyfriend for almost a year now. We are both 14 and a half and we have an amazing relationship. We hang out all the time and we are very much in love. We have done stuff , ( head, fingering,etc) but nothing more than that yet. We have recently began talking about sex. We are both very educated on the subject and our parents are very supportive of the relationship and and very chill w the sexual stuff. My mom already told me to go to her if I need birth control or anything. We know we need condoms and we are very comfortable with each other and he is amazing with making sure I’m ok with everything. We both want this is it too early? I mean I know it is and I know we are young but everything just feels so perfect and I couldn’t imagine losing it to anyone else.