I’ve already posted about this. But I have an update.

So basically I’m in debt like $200, stuff came up and I ended up basically forgetting about it.

So I filed my tax return and looked up on the irs website if I had gotten my stimulus check.

I have

So after finding out I had received my stimulus check, I had logged onto my bank account after like a year.

Bank wouldn’t let me log Into my account so I’m assuming it’s closed

Now, with that account, it is linked to my not-so-friendly fathers account whom I haven’t spoken to in years

Being said, I REALLY don’t want to communicate with him

I’ve never been in debt before so this is all new to me

Basically my question is, if the stimulus checks are $1200 and I’m in debt $200, that should leave me with $1000.

So would that extra $1000 go into my father account since it’s linked to the account which has taken my stimulus check?

If not, how do I get that money if my account is closed?

If so, is there a way the bank can give me that money from his account?

I’ve tried calling my bank multiple times and the first time i called, they told me that they get first dibs on my debt, which is totally fine with me considering I know I have to pay it off ASAP. So I called again to try and ask them more questions, basically everything I’ve said here, and I went through 50 minutes of robots and eventually got frustrated and hung up. And the third time they told me that I couldn’t have access to my account because it was closed. But if it’s closed, how do I get my money?