Dry skin

I always get dry skin on my toes and feet and I can’t afford to get a pedicure every time. It looks bad and I never want to wear my birks or open toed shoes because it looks bad. It’s hard to get off too with a scrape thing because some is hard and some is on the top of my little toes. I do put lotion on them most nights to try and help but it doesn’t work. How do I get rid of try skin on toes and how do I keep them nice?