Hi all, I figured I would reach out here because this is such a community and you guys have always been so helpful. We are looking to buy a piece of land, so that we can build on it starting within the next year.

My credit was not the best after some poor decisions and I worked really hard over a year and a half and got it up 100 points.

I want to refinance my car, because I can get my interest down to almost 8% with an insane good interest rate.

My original interest was stupid high.

My question to you are is should I refinance. Will it hurt my credit at all? Or would you rate to get land to refinance? I’m just so confused