So if you and your husband have separated financial accounts and you both have your own car and car insurance and own jobs Your car is getting too expensive to pay. $680.00 a payment ($34,000) and car insurance $130.00 and you can no longer make due with the price. You found a car at the local dealership for a used ($15,000) and a monthly payment of $350.00. but the downfall is you will come out negative on car #1 and will roll over $7,000 into new car #2 and your credit score is 780 and the only debt you owe is a credit card balance of $3000. Would your husband be upset? Even if you told him multiple times you can't afford it. He still says you need a stylish car so people think we are well off.