So I’m just a shy person, I don’t really like asking questions at the doctor about this stuff unless it’s something serious lol

I’m 34 and half weeks right now with my first baby , I’ll be 37 weeks on the 28th of this month. My due date is 12/19 and my insurance that will cover a tubal ligation terminates on 12/05. Would it be stupid to ask my doctor to induce me before 12/05 so I could get a tubal or is that just ridiculous to ask? Anybody ever been in a similar situation?

Thanks for any answers!