Looking for your opinions about healthcare insurance would you rather have no deductible or deductible?

Question

Answer

There’s so much more than just the deductible.  What are the premiums (what’s taken out of your paycheck each week)? Is there a difference between the medical networks? What’s the out of pocket max? What’s the co-pay? Who’s covered? What’s the Rx cost? Are you and whoever covered generally healthy people?

Answer

There are multiple variables in this. Are you relatively healthy? Or do you have health conditions and see the doctor on a regular basis? Usually the plans with deductibles have lower premiums and are better for those who don’t have medical conditions and don’t go to the doctor much if at all. The no deductible plans tend to be higher premiums, but if you know you will be using it this can be the better choice.

Answer

I need all the other info though lol max out of pocket and everything else

Answer

I have no deductible and I prefer it 10000%. knowing what I’m gonna have to pay when I go to the doctor, ER or hospital makes it so much more manageable.

Looking for your opinions about healthcare insurance would you rather have no deductible or deductible?

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