Pros and cons

Im 20 years old and am debating the pros and cons of having a baby. I will be 21 the end of this year. I have always wanted to be a mom the urge to have a baby came on very strong at the age of 17 but i knew i needed to graduate high school. I am currently in college but im unhappy there and sort of just working my way thru. If yall could please list some pros and cons to have a child in your 20s. I want you to also note i feel as if im 25. Ive been with my bf 3 years now ive traveld since i was little and have no urge to travel much more.