He doesn't seem to get it...

HM

He doesn't seem to get the concept of the cost of having a baby. I want to start saving up but he's literally living pay check to pay check.

It makes it worse that I don't have a job right now so I have no reason to talk. Right? It's not that I don't want to work because I do, but I have panic and anxiety disorder and since becoming pregnant I can barely leave the house.

When we first started dating he was such a hard worker, but now he's gotten lazy and is putting in the bare minimum, taking days off almost every week just because he doesn't feel like working. And he can get away with it too because he does carpentry and works for his friend.

I'm stuck, I don't know what to do?

*UPDATE*

I must say I'm really disappointed at some responses. Souly blaming me for the problem.