what would you do

My fiance asked me to marry him 6 months ago no ring i didnt mind i told everyone and i set a date next year but havent planned anything (although i want to so bad) because he said when he got the money he wanted to propose correctly with a ring so i was going to wait for that(didnt know it take so long but wateva ig). Now the main reason im waiting is because 1. our 3 years of being together ive literally never got a special valentines birthday or xmas im always the gift giver and date planner cause hes not good at the planning or saving for things like that. And im not gone lie ppl might think im an ass but us laying in bed smoking a blunt when he asked just didnt seem real to me ik im engaged but i just dont actually feel like i am. So i was kinda looking at it as way to see if he can finally do something special and prove he knows how to actually save money if he want to buy me a ring and once it happens ill feel it. Is this dumb should i just plan if ik i want to marry him or is this a good idea

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