Is it Irresponsible to have Kids After 30??

I ask because someone I work with said that it's irresponsible to have kids after 30 because you're too old and there are too many health risks, etc etc.  This hurt me because I am 32 and my husband and I have just started ttc.   
I would not have been emotionally or financially ready to have kids before 30 and I see people over 30 having kids all the time with no issues.  It's not like I'm 45 or something.  I am 32 and healthy.
My coworker had her first child at 21 and always says things like "oh, I couldn't imagine having another kid now.  It's irrisponsible."  Or "I'm glad I had my kids when I did because now I can enjoy my life and freedom.  I couldn't fathom having a small child at 30."
This is all well and good for her but she isn't me and I would not have been ready for a baby at 21.  I do not insult her life choices.  I'm ready now and I don't feel like 32 is too old.  I still feel young; I am healthy, my husband is healthy, what's the problem?  My doctor doesn't think I'm too young...
It's just hurtful to me because this is my life and now is when I am ready to have a baby.  Not 12 years ago.  Not 5 years ago.  Now.  And I don't like being told that I'm basically a horrible person for waiting until I'm ready to try for a child, especially when I feel that 32 is not really that old.

Glow Resources

Let’s Glow

Glow is here for you on your path to pregnancy

Glow helps you navigate your fertility journey with smart tools, personalized insights, and guidance from medical experts who understand what matters most.

25+ million

Users

4.8 stars

200k+ app ratings

20+

Medical advisors