Am I the only one?

My inner thigh skin always peels and its been happening since my teenage years. I'm 25 now and my inner thigh (just between the thigh and my lady bits where you would do a bikini wax or shave) is always moist and then the skin peels. When it dries up it sometimes looks flaky. As a result Im two-toned on this part of my body.

How do I treat this and what's causing it? I'm a bit thick on the thighs so I thought this could be the cause. It gets embarassing when it's time to get busy with my man 😕

Any ideas ladies? Thanks