need of suggestions...love life..!!

So me and my bf make out a lot...but we dont have sex...we dont wanna lose our virginity until unless v r married...but there are some times when i have a strong urge of having sex...and he retracts himself...saying tht its wrng...is it wrng to have sex before marriage?

Sometimes i feel like he is not sure about me...he doesnt do anything to make me feel so...but just it comes in my head every now n then...v love and trust each other....but i think we are insecure...lil bit i guess....

What shud i do..? I am so confused. 😵