Fat distribution?

I have, quite possibly, the singlehandely WORST fat distribution in the world. Why? Because listen. I am not plus sized. My thighs are thin, my hips are tiny. But I have seen plenty of plus sized girls or girls who weigh more than me with flatter stomachs than me. And I'm like WHAT? I have scrawny everything- except my stomach. All of my fat collects there. It hangs down. It comes out like four inches. That's all of my body fat!! I have like none anywhere else. Can I change this, or slim down? I want to be thick, but honestly that will never happen with my body type. Can you just tell me how to not have such a huge stomach? I don't even think I could become plus sized or curvy- the fatter I get, the bonier the arms and the fatter the stomach.