advice??

Question

My boyfriend makes 1800 a month at a middle school and part time at Subway.. I just got hired at del taco and we need an apartment! He has school debt listed as housing debt that automatically disqualifies him from any apartment complex we apply to because it shows up as owning another landlord/tenant money. 
We don't have anyone to co-sign for us and I'm starting to loose hope. :/
We have a baby on the way and I really want to try getting an installment loan to pay off his debt so we can get an apartment before the baby gets here but I can't find anywhere online that's actually legit that will accept me with no credit. 
If you know of any installment/personal loans up to $5,000 for no credit/bad credit, please let me know!!

Answer

Ouch Krystal sorry to hear that!

Hi Ava, I was actually going to suggest Loan Me, although they do have outrageous interest rates! The benefit with them is that there is no prepayment penalty! What that means for you is, if there's anyway that you can pay back what you borrowed right away, it might be a good fit for you and your boyfriend. That type of unsecured loan is not meant to be kept for months. Don't get stuck paying only the monthly payment every two weeks. They give you that time period in case you have no other choice, but if you pay it back sooner rather than later it'll help you. You don't want the loan costing you triple.

Look up this company called Co-signing.com. It's a company that basically connects you with someone with great credit that you can list as a cosigner on your apartment/lease application, for a small fee. Check them out!
Good luck!

Answer

I've had very bad experiences with installment loans I borrowed 2600 and making the minimum payment every 2 weeks but ended up having to pay back close to 10000 because the interest is so crazy .. I used loan me Idk if there are any better ones with lower interest rates

advice??

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