In home care or daycare?

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In home daycare - lady keeps 3-5 kids a day- 2 are hers she has years experience.  120 a week for 3 days.  LO will get more personable attention but will be with older kids 2-4 yo.    20 min from work but 5 mi from home
Daycare - 3 min from work, 1:5 teacher baby ratio.  LO will be around same age babies but not as much attention.   228 for 3 days a week
In home is cheaper but I can't see her at lunch break, which is a good or bad thing.  

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