Quitting

So as much as it sucks me and my husband decided to stop trying for a little while I mean until we get our money situation under control. I don't want to bring a baby into this world just to struggle to make ends meet you know? But what really sucks is seeing girls who are in situations like no job being they don't wanna be bossed around or actually go to work or have no money get pregnant. I know I know selfish right? Everyone is telling me "it's all about timing" "it'll happen" well imma try to take everyone's advice and quit for right now.