When is the right time and age to have a baby? Please don't say there isn't one.

Honestly speaking, those who are Mother's if you could give your daughter/son advice what would say?

My fiancé and I have been engaged almost two years now. Our wedding is in October of 2018. He is a pharmacist and is 38 and I just graduated college and I am trying to figure out if I wanna go to law school or get my masters, and I am also 24. Neither one of us has kids, he works 40-50 hours a week and I bartend on the weekends. He doesn't want me to work full time because he says he makes enough that I can just focus on school and if I wanna work on the weekends that's fine, if that's what I want to do. His mom was a stay at home mother, while his dad worked his whole life. My mom worked and so did my dad. So I've always said I've always wanted to be a stay at home mom.

I said to him maybe after us being married a year or two we can have a baby. He wants kids and so do I but we're just so unsure when is the right time. I don't mind being in school and having a baby. I also don't want to wait until I graduate and then he's like 44 when we have a kid. Then I'm also like, well I wanna be a stay at home mom and being a layer won't make that possible. Part of us want to get a house and move out of my moms three family but, then we'd have a mortgage instead of $500 a month for a three bedroom, a driveway, a backyard and a garage in NYC.

I don't know what to do. Do I further my education and go into debt to, not use it and be a stay at home mom? do I work part time in the meantime while I'm trying to plan my wedding? Do I just go to school next semester and kill myself in school and plan a wedding? Should I go to school after my wedding but then our intension is to maybe have a baby? Idk I'm so confused.