Next step.

I'm not pregnant but I'm a worry wart. I over think everything. I'm sure these are dumb questions but if I don't ask how will I know. After you get a positive test when do you call your doctor for an appointment ? secondly, I don't have a gyno! I lost my insurance when I turned 18 and I'm now 21. I have the option to be put on my husbands insurance but it's honestly like not having it. they don't pay anything until after $3,000. We have something called "baby love" which is insurance for pregnant women in our area. When do I try to sign up for that? As soon as I get a positive test? do I just call a gynecologist and tell them I had a positive test and need to see a dcotor? I'm so clueless. oh, one last question. can I change baby doctors at any time? Since I've never had a gynecologist I'm afraid I may not like the first one and I sure don't want to spend 9 months with a doctor I dislike.