my ttc journey.

hey everyone I'm just looking for some thoughts. hubby and I started ttc just a little over a year ago about 7 months back my period stopped and I had to take progesterone to start them again. my obgyn then put me on clomid, 100 mg CD 3-7. so far nothing's worked. we went to a ivf/fertility specialist on the 28 I had a bunch of blood drawn and a ultra sound which showed that I have a bad case of PCOS ( which I already knew I had that and endo). I'm just feeling really down about the whole situation, I honestly feel like it's never gonna happen. hubby had a semen analysis today which I get the results tomorrow. as of right now I'm on cd45 with no sign of af have been taking progesterone for 4 days now. The doctor is pretty much leaving it up to us on where to go from here, with either continuing Clomid and keep trying or try to do a IUI cycle. Should we wait? should we do IUI? our insurance doesn't cover any of it so it's gonna be 600$ out of pocket.. we have the money to do it I just don't know if we should wait or not. thanks in advance for all the comments!