Keep your clothes on!!!!!

I live in Tennessee and it’s getting cold here! We don’t want to pay out the butt for electricity so we keep our thermostat at about 72 but it is still chilly in the house.

So here is my question: do y’all have toddlers who absolutely will not keep their clothes on? My daughter (2.5 yrs) will not keep clothes on.

Even now she is still a little sick from a cold and I just want to keep her bundled up to keep warm but she refuses to keep clothes on for longer than an hour... ugh lol