Why is love so difficult?

So I’m a 16 year old girl and long story short, I’ve fallen in love with a guy who is 22.

We first met on Omegle over a year ago and I was on with my friends and he was nice so we exchanged Snapchats. And yes he knows how old I am. And so we just started talking as friends for a few months and then we both just started to develop feelings. And it’s just my luck that he lives around 30 minutes from me but we’ve never met because I don’t know how to sneak out and meet him without my mom knowing. And I know not to be naive and stupid and do anything sexual with him but I just want to finally meet him and be with him. Is this all wrong? Am I wrong for being madly in love with someone who’s 6 years older than me? I don’t know what to do anymore. I would love advice if anyone has some on what I should do, if I could meet him now?

P.S. he also knows that I don’t want to have sex or anything until I’m 18 so I really trust him and don’t worry about it. Thanks to anyone who has some advice!

Edit: thank you guys for all of your advice. I know I am young and may seem naive but I really trust him and I know that people can lie but I’ve been sexually assaulted before and I’m already cautious of men but it’s different with him. None the less, I will cut it off. I don’t want to get in trouble and I surely don’t want him to get in trouble and he deserves someone better. Does anyone have advice now on how to politely end it? I’m not sure I want to keep in touch and stay friends only because it’ll hurt too much.