11w+1 day still no insurance to see a doctor..

I've been trying like heck to get ahold of the welfare office to get a move on my insurance. my husband's new job doesn't offer any till March unfortunately. I'm possibly high risk. I had septum resection surgery to improve my septum in my uterus which caused my daughter to be born at 32 weeks and I can't help but think of it happening again. they were never 100% sure they fixed the problem, plus I'm a gastric bypass patient and severely anemic. I can't help but think of going weeks more without prenatal care. this is our last baby and I wanted this one to be fun and enjoyable and I've just been filled with stress over getting insurance so I can make a Dr appointment. I keep thinking the doctors are gonna tell me there's no heartbeat or something. with my last pregnancy I found out at the drs at 4 weeks then went back every 4. being over 11 weeks. and still nothing. I have a fetal heartbeat thing at home but I can't obviously find the baby.