I have 40K debt in student loans😣, which I'm paying off (currently deferred). $300 in collections from 2 years ago. My current credit score is 695. I started off with 550's credit score, applied for capital one secured credit card to fix credit and now a year later I'm almost 700 credit score. I'm looking to apply for American express blue cash everyday card. do you think i can get approved ? should I apply for another secured? what cards do you recommend that i can get approved for?please note i recently learned more about how important having a good credit score is and am trying to make everything better. if I would have known earlier I would have done things differently and for sure not let so much debt pile up. but I was young and had no idea😭 this is what credit karma says so far! 😣