Trying for a little one

hey guys my SO and I kinda want a baby but I know it's not the right time cause I'm in college. he has a good job and we can afford it and all that. I'm just scared I don't want to fail school. I'm ready for a little one. I'm just not sure if I'm ready for school and a baby. Everyone keeps telling me I'm not getting any younger and your never ready completely for a baby. I guess what I'm asking is you guys ever done school and a baby and if so any advice or encouraging words? Or if you think I should wait, I mean whatever just looking for some advice I would be a first time mom and I'm 30.