Advise on the "L word"

Okay so I've been dating my boyfriend for almost a month now, but we've known each other awhile before we started dating. And we talk on the phone evey night for at least 2 hours, just because we don't live in the same town, and we don't see each other every day. But its only a 30 minute drive to see each other, so were always together. Were always going out and about doing stupid stuff and we call them dates.

We have a pretty active sex life whatever we have time to go and visit each other. And he keeps saying how he's trying to stop himself from "saying the L word" (love). And I'm absolutely terrified, because I've never said I loved a guy before, and it seems wayyy to early for it. And I'm just not sure if it's actually possible for him to actually love me after just a short time. If it matters I'm 19 and he's 21.