First time mom

Okay so I’m a first time mom, and I’m in need of some help. My baby will be 3 months the 16th of September. And of course I’ve been doing tummy time or at least I think. I lay flat in my back and lay her on my belly. I’ve tried the floor but she just wails and doesn’t want to lay on the floor, I’ve tried toys beside her, laying next to her, talking to her. And lay on her on my belly seems like the only thing that helps. Is this still considered tummy time? Or is there anything I can do to get her to like tummy time on the floor? Please no rude comments.