Help :(

So my husband and I have been trying for baby with no success but I'm now 5 days late and think I may be pregnant cuz I'm never late I'm always on time 28 days always only problem is he had an injury to his leg after a rodeo a bronc horse rolled over him and broke his leg and he will be out of work for awhile and we have huge medical bills from his ER visit and now I don't know if it's a good thing go if I'm pregnant and I'm a bit scared :(