The Great 3rd Baby Debate

So... here we are. At the point where it would make the most sense to go for baby #3. I’m (mostly) all in— just day care cost worries. Husband is very happy with just 2 but will gladly fold.

I know it’s what I want, but don’t want my husband to feel pressured. And, there’s easily a million reasons why #3 isn’t the best idea.

I’m most afraid of feeling regret later on by not just going for it now.

So... now what? How did you decide on another? Or against another? I’m not asking you to say you regret your babies, but can you offer any insight? What big ideas could I be overlooking??